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Calculate Your Housing Ratio

The "housing ratio" is calculated by dividing monthly housing expenses by your gross monthly income. The housing ratio should not exceed 28%.

Enter the estimated monthly mortgage payment:
Estimated Taxes per Month
(annual assessment
divided by 12):
Est Insurance per Month
(annual premium
divided by 12):
Estimated Other Expenses per Month:
Enter Your Total Monthly Income:
Housing Ratio (should be around 28%): %
* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations.