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Lower Family Living Costs

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Your monthly family living costs should be about 27-35% of your gross monthly income.

Your family living costs include food and snacks, clothing, household items, personal items and other family living.

Expense Reduction Tips

  • cutting grocery and food costs
  • getting discounts on paper products
  • driving down clothing costs
  • keeping the lid on baby costs
  • eliminating vices

  • reduce home utility costs (see housing)
  • reduce family recreation costs (see entertainment)

    link to our module for ideas on reducing these expenses

    (link jumps over to your lowering bill center)
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