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Our home planning centers: 

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ask for what you can afford

keep your monthly payment at 28% of Income

Your total monthly housing payment should now exceed 28% of your total monthly income. This payment includes the monthly mortgage payment, taxes, homeowners insurance and any other related community assessments.

But as a financial tip, you should limit your total home purchase price to what you can comfortably afford. You don't want to sacrifice your other family wants such as a vacation and other just so you can live in a higher priced home.

Keeping your housing costs within affordability ranges will better qualify you for the mortgage.

Run Some Affordability Numbers

Enter the amount you want to pay
per month:
Enter the number of months to repay:
15yr=180 months, 15yr=180 months, 30yr=360months
Enter your estimated home mortgage rate (APR): see below %
Your Mortgage Loan Balance: $
* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations. Your actual mortgage lending rate may vary depending on your credit quality and lender. The circumstances surrounding your credit and loan qualifications may result in different calculations.


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