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Our home planning centers: 

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Lower Housing Costs

whats on this page

Your monthly housing costs should be about 32-35% of your gross monthly income.

Your housing costs include mortgage or rent, escrow payments, utilities, and housing maintenance and repair.

Expense Reduction Tips

  • reducing your mortgage or rent payments
  • reducing taxes and insurance
  • paying off your mortgage early

  • reducing heating and cooling
  • reducing electric costs
  • reducing water heating costs
  • reducing telephone and internet
  • keeping home repairs at a minimum

    link to our SayLowerBills.com module for ideas on reducing these expenses

    (link jumps over to your lowering bill center)

 

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Mortgage Tools and Forms